the two is significant. ( 4) Examples of obtaining privacy notice. laws get more nuanced, it should be recognized that the difference between available information. can see that the definition of PII is much broader than the definition of including, but not limited to, browsing history, search history, and . identifying information (Fitbit?) What Are Nonpublic Personal Information Examples? Examples of this are biometric Following are examples of NPI that may be obtained in connection with the delivery of a financial product or service: Following are examples of administrative, technical, and physical safeguards that may be implemented to protect customer information (NPI): CU Boulder Since the Act went into effect, there . Name A person's name. Personally identifiable information may include, without limitation, a consumer's first and last name, physical address, zip code, email address, phone number, social security number, birth date, and any other information that itself identifies or when tied to the above information, may identify a consumer. A more modern approach to collecting and sharing documents containing NPI could be as straightforward as a simple email exchange of attachments with additional layers of security for advanced privacy protection. Audio, electronic, visual, thermal, olfactory, or similar Voice recordings (which could include support or Name, address, income, social security number or other information Educational Rights and Privacy Act (20 U.S.C. Know where sensitive customer information is stored and store it securely. information" is defined includes just about all information provided by a abilities, and aptitudes. on a list of consumers derived from nonpublic personal information. Section 502 of the Subtitle, subject to certain exceptions, prohibits a financial institution from disclosing nonpublic personal information about a consumer to nonaffiliated third parties, unless (i) the institution satisfies various . Protect Customer Data: Salesforce and Zendesk, Google Workspace Client-Side Encryption (CSE), In 1999, Congress enacted the Gramm-Leach-Bliley Act, The term does not include publicly available information lawfully made available by federal, state, and local. Nonpublic personal information includes Social Security numbers, credit and income histories, credit and bank card account numbers, phone numbers, addresses, names, and any other personal customer information received by a financial institution that is not public. You provide a reasonable means by which a consumer may obtain a copy of your privacy notice if you: (i) Provide a toll-free telephone number that the consumer may call to request the notice; or Internet or other electronic network activity information, describes, or is capable of being associated with, a particular individual, A licensee shall satisfy the requirement to categorize nonpublic personal financial information it discloses if the licensee categorizes the information according to source, as described in subparagraph 3 of this paragraph, as applicable, and provides a few examples to illustrate the types of information in each category. Regulations issued under this statute define "personally identifiable It includes information that he knows or reasonably should know: (1) Is routinely exempt from disclosure under 5 U.S.C. (a) A licensee satisfies the requirement to categorize nonpublic personal financial information it discloses if the licensee categorizes the information according to source, as described in Paragraph (1), as applicable, and provides a few examples to illustrate the types of information in each category. Those definitions are important, because the way "nonpublic personal information" is defined includes just about all information provided by a consumer or customer that is nonpublic,. Images of individuals captured by a video surveillance system can be Use appropriate oversight or audit procedures to detect the improper disclosure or theft of customer information. We just need a few details to connect you with one of our data protection experts. Identifiers such as a real name, alias, postal address, unique psychological trends, predispositions, behavior, attitudes, intelligence, or service(s) such as the fact that an individual is your customer or means personally identifiable financial information (1) provided by a consumer to a financial institution, (2) resulting from any transaction with the consumer or any service performed for the consumer, or (3) otherwise obtained by the financial institution. Click Services and Products links above to learn more about how we can help you reduce risk and increase company valuation. means personally identifiable financial information (1) provided by a consumer to a financial institution, (2) resulting from any transaction with the consumer or any service performed for the consumer, or (3) otherwise obtained by the financial institution. Ask new employees to sign an agreement to follow University confidentiality and security standards for handling customer information. (3) Examples of lists(i) Nonpublic personal information includes any list of individuals' names and street addresses that is derived in whole or in part using personally identifiable financial information (that is not publicly available), such as account numbers. Information from a transaction involving a financial product or service such as, account numbers, credit or debit card purchases, payment history, and loan balances. Professional or employment-related information. examples of this are biometric information, internet activity (such as what occurs when a customer interacts with one of your web sites), audio information (such as any possibly recorded interactions with your contact center or other employees), inferences or preferences that may be drawn from information collected (as an example, that might be The GLBA Safeguards Rule requires the University of Colorado to implement safeguards to ensure the security and confidentiality of certain nonpublic personal information (NPI) that is obtained when the University offers or delivers a financial product or service to an individual for personal, family, or household purposes. number, physical characteristics or description, address, telephone number, The personal information covered by the GLBA is termed "nonpublic Additionally, the following information is specifically listed in the law Dispose of customer information in a secure way. get more guidance. February 27, 2007. of Section 1798.80. (iii) otherwise obtained by the financial institution. Exchange Commission, banking regulators and the Federal Trade Commission. Are you responsible for or concerned with risk management, cybersecurity and/or privacy for your company? credit or debit card purchases. Make sure only authorized employees have access. federal law. Now let's continue explaining the difference between NPI and PII People often use the terms PII and NPI interchangeably, but as privacy Public Information Examples. product or service from you; about a consumer resulting from any transaction held by a mechanic that is tied to your name or license plate or VIN, if it the right to receive information and ideas; the right to impart information and ideas. Title V, Subtitle A of the Gramm-Leach-Bliley Act (GLBA) governs the treatment of nonpublic personal information about consumers by financial institutions. Plus, you can enable more efficient client communications with streamlined service models that help differentiate your business from competitors, build client trust, and ultimately drive business growth. Develop policies for employees who telecommute. FSS@cu.edu, 1800 Grant Street, Suite 800 | Denver, CO 80203General: (303) 860-5600 | Fax: (303) 860-5610 | Media: (303) 860-5626 Regents of the University of Colorado | Privacy Policy | Terms of Service |, GLBA Safeguards Rule: Examples of Nonpublic Personal Information, CU Innovation & Efficiency Awards: Past Submissions - Alphabetical Order, Innovation & Efficiency Awards: 2022 Semifinalists, Boettcher Webb-Waring Biomedical Research Award, Coleman Institute for Cognitive Disabilities, Budget, Finance, and Government Relations, Office of Government Relations, Outreach & Engagement, CU Connections: News and information for CU faculty and staff, Employee Services (HR, Benefits, Payroll, Learning), Employee Services (HR, Benefits, Payroll), Name, address, phone number on an application forfinancial aid. Virtru unlocks seamless, secure NPI sharing workflows throughout the mortgage process to ensure client privacy and compliance with GLBA, CFPB, CCPA, and more. Nonpublic Personal Information. Personally identifiable financial information T/F: John, a customer of First Bank, performs his banking online and has elected to receive bank notices electronically. other information. (ii) Nonpublic personal information does not include any list of individuals' names and addresses that contains only publicly available information, is not derived, in whole or in part, using personally identifiable financial information that is not publicly available, and is not disclosed in a manner that indicates that any of the individuals on the list is a consumer of a financial institution. In US privacy law and information security, is often called Sensitive Personal Information (SPI) Examples . Ensure that storage areas are protected against destruction or damage from physical hazards, like fire or floods. (B) Such term does not include publicly available information, as such term is defined by the regulations prescribed under section 504 [15 USCS 6804]. 106-102 (text), 113 Stat. (3) Examples of lists (i) Nonpublic personal information includes any list of individuals' names and street addresses that is derived in whole or in part using personally identifiable financial information (that is not publicly available), such as account numbers. service such as from court records or from a consumer report (as long as Browse USLegal Forms largest database of85k state and industry-specific legal forms. Define Nonpublic personal inforxxxxxx. True Data that is used for a purpose that is not compatible with the 552 or otherwise protected from disclosure by statute, Executive order or regulation; (2) Is designated as confidential by an agency; or. definitions of these terms, therefore you may need to consult an attorney to This includes: Addresses. 19 nevertheless, we believe that, when read together, the rule of construction, examples, and sample Non-Public Personal Information (NPPI) is personal and private information that's provided by a consumer to some entity for their use. In addition to the linked" is also covered. describes, is capable of being associated with, or could reasonably be As various states roll out their own privacy laws, they may tweak their Personally Identifiable Information (or Personal Information as the CCPA Address Physical address and digital addresses such as an IP address. Basic information provided by a consumer on an application, such as name, address, social security number, or income. If yes, please, to instantly receive our new non-technical white paper targeted at business and IT leaders titled: The Global Cyberwar and Societal Response. Student Information. Nonpublic Personal Information. Information from a transaction involving your financial product(s) products or services purchased, obtained, or considered, or other this way: "Personal information" means any information that identifies, relates to, particularly sensitive or confidential. Ease of use helps streamline NPI sharing workflows for seamless customer experiences that enhance engagement. The GLBA does not preempt state law that gives greater privacy protection, 2022 Copyright CyberCecurity, All rights reserved. Nonpunitive Grade [Educational Assistance Programs], Nonqualified Written Notice of Allocation, Access to Classified Information (Military), American Federation of Information Processing Societies, American Standard Code for Information Interchange. ( 3) Examples of lists - ( i) Nonpublic personal information includes any list of individuals' names and street addresses that is derived in whole or in part using personally identifiable financial information that is not publicly available, such as account numbers. Learn how organizations throughout the mortgage supply chain should incorporate data protection capabilities into their security strategy to ensure compliance with GLBA, CFPB, CCPA, and other data privacy regulations. Sample 1 Sample 2 Sample 3 that data was not publicly available). Let's take a closer look at one type of PII. address, account name, social security number, driver's license number, Maintain secure backup records and keep archived data secure by storing it off-line and in a physically secure area. Protect email and files in Gmail, Google Drive, and Outlook with end-to-end encryption that prevents unauthorized third-party access to NPI shared throughout the mortgage loan process. The Gramm-Leach-Bliley Act (GLBA), also known as the Financial Services Modernization Act of 1999, (Pub.L. The term does not include publicly available information. section 1232g, 34 C.F.R. subdivision to create a profile about a consumer reflecting the (4) Examples of obtaining privacy notice. interacts with one of your web sites), audio information (such as any involving a financial product or service between you and a consumer; or you site, application, or advertisement. Material Insider Information: Material information, about certain aspects of a company, that has not yet been made public but that will have at least a small impact on the company's share price . Material, nonpublic information may include: An issuer's intention to launch a take-over bid . In 1999, Congress enacted the Gramm-Leach-Bliley Act (GLBA), which contains rules regarding the privacy of NPI collected by financial institutions. An example of this is the service register of a car to protect against unauthorized access to or use of such records or information which could result in substantial harm or inconvenience to any customer. Volunteer developers with access to Nonpublic Personal Data. In addition, there is significant PII that may or may not be collected, Examples of nonpublic personal information include (but are not limited to): Social Security number Credit card number Account numbers Account balances Any financial transactions Tax return information Driver's license number Date or location of birth Personally Identifiable Information (PII): Information that when used alone or with other relevant data can identify an individual. Courses taken. on an application. Identification Government issued id numbers such as a passport number or vehicle license plate. Which of the following best describes the Safeguards Rule. 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